Features of Fixed Income Securities

    Master this deck with 18 terms through effective study methods.

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    Created by @valentinalucernoni

    What are the three types of bond issuers?

    Federal government, municipal governments, and corporations.

    What does term to maturity indicate?

    The date when the bond will be redeemed by the issuer.

    How do money market securities differ from capital market securities?

    Money market securities have maturities of one year or less.

    What is a zero-coupon bond?

    Interest is paid at maturity, with no interim cash flows.

    What happens to bond prices when interest rates rise?

    Bond prices decrease, leading to potential capital losses.

    What is the principal value of a bond?

    The amount repaid to the bondholder at maturity.

    What is a callable bond?

    A bond that can be redeemed by the issuer before maturity.

    What does a put option allow a bondholder to do?

    Sell the bond back to the issuer before maturity.

    What is the risk associated with callable bonds?

    They may be called when interest rates fall, exposing investors to reinvestment risk.

    What is credit risk?

    The risk that the issuer will fail to make timely payments.

    What does inflation risk affect?

    The purchasing power of cash flows from fixed-rate bonds.

    What is liquidity risk?

    The difficulty of selling a bond at or near its value.

    What is the consequence of a downgrade in credit rating?

    Increased credit spread and decreased bond price.

    What is the purpose of a CUSIP number?

    To uniquely identify a bond issue.

    What is reinvestment risk?

    The risk that interim cash flows can be reinvested at lower rates.

    How does a floating-rate bond differ from a fixed-rate bond?

    Its interest rate resets periodically based on a reference rate.

    What is an exchangeable bond?

    A bond that can be exchanged for shares of a different corporation.

    What does volatility risk refer to?

    The risk that changes in volatility will negatively impact bond prices.