Master this deck with 21 terms through effective study methods.
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A contract that provides financial protection against specified losses.
The periodic payment made for an insurance policy.
The portion of healthcare expenses paid by the policyholder.
The amount a policyholder pays before insurance coverage begins.
The percentage of costs a policyholder pays after the deductible.
A fixed amount paid by the policyholder for each healthcare service.
Health insurance covers medical expenses, while auto insurance covers vehicle-related damages.
A federal program providing health coverage for individuals over 65 or with disabilities.
Part A covers hospital care, Part B covers outpatient care, Part C is private plans, and Part D covers prescriptions.
A program assisting low-income individuals with healthcare costs.
A program providing health coverage for children in families with incomes too high for Medicaid.
Insurance providing benefits to employees injured on the job.
A health insurance plan that provides care through a network of providers.
A type of managed care plan requiring members to use a primary care provider.
A managed care plan allowing members to see any provider but offering lower costs for in-network services.
A process requiring approval from the insurance company before certain services are provided.
Legislation aimed at increasing health insurance coverage and reducing costs.
A formal request for payment from an insurance company for services rendered.
The individual responsible for paying the insurance premium.
A healthcare provider who has a contract with an insurance plan to provide services.
A process used by insurers to evaluate the necessity of medical services.